A mortgage is, for most of us, the biggest financial decision we will ever make – so it’s vital to get it right. Trust Point Mortgage and Protection Services caters for a range of clients and property, be it first time buyers or experienced landlords expanding their buy to let portfolio.
Without our expert help, finding the right mortgage can be difficult. There are thousands of mortgage products available, and it can be confusing understanding all the features of various mortgages such as interest only, tracker, standard variable rate and many more. We’re here to cut through the jargon and make the whole process as simple and painless as possible – by getting you a mortgage which suits your needs and situation.
Buying your first home is an exciting milestone, and we’re here to help you every step of the way. As a first-time buyer, we have access to a range of mortgage options designed to make homeownership more accessible. Our team of experts will guide you through the entire process, from getting pre-approved to finding the perfect home and securing the securing competitive mortgage rates available to you. Let us help you turn your dream of owning a home into a reality!
Moving to a new home is a significant milestone, and we’re here to make the mortgage process as smooth as possible. As a home mover, you have several mortgage options available, including porting your existing mortgage to your new property or finding a new deal altogether
Our team of experts will help you navigate these choices, ensuring you find the best solution for your needs. Let us take the stress out of moving, so you can focus on settling into your new home!
Remortgaging and product transfers are excellent ways to optimize your mortgage and potentially save you money. Remortgaging involves switching your current mortgage to a new deal, either with your existing lender or a new one, often to secure a better interest rate or release equity On the other hand, a product transfer allows you to switch to a different mortgage deal with your current lender, typically at the end of your fixed term, without the need for a full remortgage process Both options can help you manage your finances more effectively and take advantage of better mortgage terms and Deals. Our team of experts are here to guide you through these processes, ensuring you make the best decision for your financial future.
Investing in a buy-to-let property can be a rewarding venture, and we’re here to help you navigate the mortgage process. A buy-to-let mortgage is specifically designed for landlords who intend to rent out their property. These mortgages typically require a larger deposit, often around 25%, and the amount you can borrow is usually based on the expected rental income.
Our team of experts will guide you through the eligibility criteria and help you find the right mortgage deal to maximize your investment returns. Let us assist you in making your buy-to-let investment a success!
Protecting your home and belongings is crucial, and our comprehensive buildings and contents insurance can provide the peace of mind you need. Buildings insurance covers the structure of your property, including walls, roofs, and permanent fixtures, against risks such as fire, flood, and vandalism Contents insurance, on the other hand, safeguards your personal possessions like furniture, electronics, jewelry and your valuables from damage or theft Many mortgage lenders require buildings insurance as a condition of the loan to protect their investment Our team are here to help you find the right coverage to ensure your home and valuables are well-protected.
